The euro zone usually wants SEPA, not SWIFT. Wise and Revolut if the recipient lives in those apps, not a classic bank IBAN.
Network on the left; SEPA, Wise or Revolut on the right. Details only on the ticket. About 25 minutes to pay.
Do not mix SEPA and SWIFT: different fields and timing. The pair name shows before you pay.
Cash in Paris or Berlin is a city desk, not SEPA. Do not travel for a wire.
FAQ
Are Wise and SEPA the same?
No. SEPA is a euro-zone IBAN. Wise is a Wise account. Pick the exact row.
Revolut from crypto?
Yes — Revolut EUR/USD/GBP on the home table.
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